Asset and Vehicle Finance
Asset and Vehicle Finance
When your company needs a boost
Flexible funding for the tools, transport, and technology that keep life and business moving
At Aussie Gateway Mortgages, we understand that purchasing a vehicle or business asset is not just a transaction — it is an investment in growth, independence, and everyday functionality. Whether you are upgrading your family car, expanding your fleet, or acquiring essential equipment for your business, we offer tailored asset finance solutions that make it easy and affordable.
We simplify the process, compare options across multiple lenders, and structure finance that works with your cash flow, budget, and long-term goals.
What We Can Help You Finance
We assist individuals, sole traders, and business owners in financing a wide range of assets, including
- Passenger vehicles and family cars
- Commercial vehicles and utes
- Heavy machinery and trucks
- Office and IT equipment
- Manufacturing and trade equipment
- Agricultural and farming assets
- Medical and specialist technology
Our Asset Finance Process
Step 1
Understand Your Needs
We begin with a conversation about what you are looking to purchase, your intended use, your financial position, and any business needs. This allows us to determine which type of finance suits your goals.
Step 2
Compare Loan and Lease Options
We compare a range of lenders and finance types, including secured and unsecured loans, chattel mortgages, lease arrangements, and novated leases. We help you understand the pros and cons of each based on your situation.
Step 3
Structure the Loan
We help you decide on the right loan term, repayment frequency, balloon payment (if applicable), and ownership model. We also consider tax implications, depreciation benefits, and cash flow impact for business clients.
Step 4
Fast Approval and Settlement
We handle the application, manage communication with the lender, and ensure you receive quick decisions. Our process is designed to minimise downtime and let you access your asset as soon as possible.
Do I need to pay a deposit?
Some lenders allow 100 percent finance, meaning no upfront deposit is required. We will assess your profile and recommend the best structure for your needs.
Can I buy through a private sale?
Yes. Many lenders allow financing for vehicles or equipment purchased through private sellers, though conditions may apply. We can handle the checks and paperwork on your behalf.
Is asset finance tax deductible?
For business clients, certain finance structures such as chattel mortgages may allow interest and depreciation claims. We recommend discussing this with your accountant, and we will help structure the loan accordingly.
Why Choose Aussie Gateway Mortgages for Asset Finance
Access to a wide panel of asset finance lenders Fast turnaround times and minimal paperwork. Honest advice on leasing versus buying. Support for both personal and business needs. Long-term guidance from an experienced broker.